Critical Illness Insurance

Critical Illness Insurance helps you cover the indirect costs of suffering a serious illness; like life-threatening cancer, stroke, heart attack or major organ transplant with money you can use for anything you need. Critical illness insurance provides money when you need it most, upon diagnosis.
It can free you from worrying about finances, letting you focus on getting well.

The Odds Of Suffering — And Surviving — A Critical Illness Are High


Men have slightly less than a 1 in 2 lifetime risk of developing cancer; for women the risk is a little more that 1in 3.
About 1.3 million new cancer cases are expected to be diagnosed in 2003.
The five-year relative survival rate for all cancers combined is 62 percent.
American Heart Association, 2003 Heart and Stroke Statistical Update


An American suffers a stroke every 45 seconds.
American Heart Association, 2003 Heart and Stroke Statistical Update

The Hidden Costs of Survival

Medical advances are helping us survive previously fatal diseases and
conditions only to face the financial consequences of survival.

What would the following expenses do to your quality of life?

Your standard of living?

Lost income
Medical treatment out of your medical network
Insurance and prescription drug co-payments and deductibles
Child care during treatment and doctor visits
Transportation and lodging during treatment
Short-term home health care
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